By Grant Grosgebauer, Mile High Legal · Last reviewed September 24, 2026
Start with your actual damages: medical bills, lost wages, property damage, and a reasoned estimate for pain and suffering based on the severity of your injuries. Then account for Colorado’s comparative negligence rules if fault is shared at all. The opening number in a negotiation is usually higher than what you expect to actually receive, since insurers expect to negotiate down from wherever you start.
What to do next
If this is where you are right now, call Mile High Legal at (720) 853-5779 for a free consultation. We handle Colorado car accident and injury claims on contingency, meaning you pay nothing upfront and nothing at all unless we recover money for you.


