Almost never right away. The first offer is designed to be the floor of the negotiation, not a final number, and insurers expect you to push back. Once you accept, the case is closed permanently, so if your symptoms turn out to be worse than expected months later, there’s no reopening the claim to ask for more.
What to do instead
Wait until you understand the full scope of your injuries and costs, then negotiate from a position of actual information rather than urgency. A quick offer made while you’re still hurting is a tactic, not a favor.
What to do next
If this is where you are right now, call Mile High Legal at (720) 853-5779 for a free consultation. We handle Colorado car accident and injury claims on contingency, meaning you pay nothing upfront and nothing at all unless we recover money for you.
