How do car accident settlements work in Colorado?
By Grant Grosgebauer, Mile High Legal · Last reviewed September 24, 2026 A settlement is a negotiated agreement to resolve your claim without going to trial. Your attorney and the insurance company go back and forth on a number based on your medical bills, lost wages, property damage, and pain and suffering, until you both […]
How car accident claims work in Colorado
By Grant Grosgebauer, Mile High Legal · Last reviewed September 24, 2026 Colorado is a tort-based, at-fault state, meaning the driver who caused the crash is financially responsible for the damage and injuries that follow, and you generally pursue compensation directly from that driver’s insurance company. The process runs from initial claim filing, through medical […]
How can I prove the other driver was texting when they hit me?
By Grant Grosgebauer, Mile High Legal · Last reviewed September 24, 2026 Phone records obtained through a subpoena are the clearest proof, they show exactly when texts, calls, or data activity happened relative to the crash. Witness accounts of the driver looking down, police observations noted in the report, and even the driver’s own admission […]
How are medical bills paid after a car accident in Colorado?
By Grant Grosgebauer, Mile High Legal · Last reviewed September 24, 2026 Colorado dropped mandatory no-fault PIP coverage back in 2003 and replaced it with optional MedPay. Every Colorado auto policy typically comes with some MedPay coverage automatically, often around $5,000, which pays medical bills regardless of who caused the crash. Beyond that, health insurance […]
Does insurance cover a hit-and-run if the driver isn’t found?
By Grant Grosgebauer, Mile High Legal · Last reviewed September 24, 2026 Yes, if you carry uninsured motorist coverage, which most Colorado drivers do. An unidentified hit-and-run driver is treated the same as an uninsured driver, so your own UM coverage can pay for your medical bills, lost wages, and pain and suffering, even without […]
Do I need uninsured motorist coverage in Colorado?
By Grant Grosgebauer, Mile High Legal · Last reviewed September 24, 2026 I’d say yes, and Colorado law makes it easy to keep by default. Insurers must offer UM/UIM coverage matching your liability limits, and you can only turn it down in writing. If you’ve never signed a written rejection, you likely already have this […]
Do I need to call the police after a minor car accident in Colorado?
By Grant Grosgebauer, Mile High Legal · Last reviewed September 24, 2026 Yes, if there’s any injury or any property damage, which covers nearly every accident worth worrying about. Even a fender bender that looks minor can turn into a real injury claim two days later, and without a police report, you’re relying entirely on […]
Do I need a lawyer for a car accident settlement?
By Grant Grosgebauer, Mile High Legal · Last reviewed September 24, 2026 Not always, but studies consistently show claimants represented by an attorney recover significantly more, even after attorney fees, than people who negotiate on their own. If your injuries are serious, fault is disputed, or the insurance company isn’t taking your claim seriously, the […]
Do I need a lawyer after a car accident in Colorado?
By Grant Grosgebauer, Mile High Legal · Last reviewed September 24, 2026 If anyone was hurt, if fault is being disputed, or if the insurance company is moving fast to settle before you’ve finished treatment, yes, it’s worth talking to one. A quick, no-injury fender bender with clear fault might not need representation, but that’s […]
Denver car accident lawyer
By Grant Grosgebauer, Mile High Legal · Last reviewed September 24, 2026 Mile High Legal represents car accident victims across Denver and statewide Colorado, from initial claim filing through settlement negotiation and, when necessary, litigation. Whether you’re dealing with a disputed fault claim, an uninsured driver, or an insurance company that isn’t taking your injuries […]