Does insurance cover a hit-and-run if the driver isn’t found?

Yes, if you carry uninsured motorist coverage, which most Colorado drivers do. An unidentified hit-and-run driver is treated the same as an uninsured driver, so your own UM coverage can pay for your medical bills, lost wages, and pain and suffering, even without ever knowing who hit you.

Don’t skip the police report

You’ll still need a police report documenting the hit-and-run to make this claim, insurers won’t take your word alone that another vehicle was involved.

What to do next

If this is where you are right now, call Mile High Legal at (720) 853-5779 for a free consultation. We handle Colorado car accident and injury claims on contingency, meaning you pay nothing upfront and nothing at all unless we recover money for you.

Call (720) 853-5779