Mile High Legal represents motorcycle accident victims across Colorado. Motorcycle crashes tend to cause more severe injuries than typical car accidents because riders have none of a car’s structure to absorb an impact, and insurers know this, which is exactly why they often push back harder on motorcycle claims than on standard car accident claims.
What makes these cases different to handle
Insurers frequently lean on bias against riders, arguing recklessness or speed even without real evidence, so a motorcycle claim often needs more aggressive pushback from the outset than a typical fender-bender case.
How we work
We handle these cases on contingency, meaning no upfront cost and no fee unless we recover money for you, and a first consultation is always free.
What to do next
If this is where you are right now, call Mile High Legal at (720) 853-5779 for a free consultation. We handle Colorado injury claims on contingency, meaning you pay nothing upfront and nothing at all unless we recover money for you.
How to file a motorcycle accident claim in Colorado
The process starts the same way a car accident claim does: report the crash, get medical treatment, and document everything, photos, witness information, and the police report. From there you’ll typically file with the at-fault driver’s insurance, and your own uninsured or underinsured motorist coverage if the other driver’s insurance isn’t enough to cover your injuries.
Does Colorado require motorcycle insurance?
Yes. Under C.R.S. § 10-4-620, Colorado requires motorcycle riders to carry liability insurance meeting the state’s minimum limits of 25/50/15: $25,000 per person and $50,000 per accident for bodily injury, and $15,000 for property damage. Proof of this coverage is required to register a motorcycle in the state.
What happens if you’re in a motorcycle accident without insurance in Colorado?
Under C.R.S. § 42-4-1409, riding without the required insurance is a class 1 misdemeanor traffic offense carrying a mandatory minimum fine of $500, four points on your license, and a license suspension that lasts until you file proof of insurance, with steeper fines and longer suspensions for repeat violations. Beyond the legal penalty, riding uninsured also means you have far less protection if you’re seriously hurt by another driver who’s also underinsured.
What is Colorado’s motorcycle helmet law?
Colorado does not require riders 18 and older to wear a helmet. Riders under 18 are required to wear DOT-approved protective headgear. Regardless of age, every rider is required to wear eye protection, goggles, glasses, or a face shield, unless the motorcycle itself has a windscreen.
Is lane splitting legal in Colorado?
No. Lane splitting, riding a motorcycle between lanes of moving traffic, remains illegal in Colorado. Passing or overtaking another vehicle within the same lane isn’t allowed. Two motorcycles are, however, permitted to share a single lane together.
What is lane filtering and is it legal in Colorado?
Lane filtering is when a motorcyclist passes stopped or very slow traffic within the same lane, at 15 mph or less, and it has been legal in Colorado since August 2024. It’s meant to reduce rear-end collisions involving motorcycles stopped in traffic. It’s distinct from lane splitting, which involves passing moving traffic and remains illegal.


