Colorado is a tort-based, at-fault state, meaning the driver who caused the crash is financially responsible for the damage and injuries that follow, and you generally pursue compensation directly from that driver’s insurance company. The process runs from initial claim filing, through medical treatment and documentation, to negotiation, and if needed, a lawsuit filed within Colorado’s deadline.
The general timeline
Report the crash, get medical care, and let your treatment run its course before anyone starts seriously negotiating a number. Adjusters investigate liability, review your medical records, and eventually make an offer, which is almost never their final number.
Where people get stuck
Two spots trip people up most often: settling before they’ve actually recovered, and not documenting lost wages or out-of-pocket costs along the way. Both are avoidable with a little organization from the start.
What to do next
If this is where you are right now, call Mile High Legal at (720) 853-5779 for a free consultation. We handle Colorado car accident and injury claims on contingency, meaning you pay nothing upfront and nothing at all unless we recover money for you.
