Yes, if there’s any injury or any property damage, which covers nearly every accident worth worrying about. Even a fender bender that looks minor can turn into a real injury claim two days later, and without a police report, you’re relying entirely on your memory and the other driver’s honesty about what happened.
Why it’s worth it even when it feels unnecessary
A police report is a neutral third-party record of the scene, the damage, and often an initial fault call. Insurers lean on it heavily. Skip it, and a dispute over what happened becomes your word against theirs.
What to do next
If this is where you are right now, call Mile High Legal at (720) 853-5779 for a free consultation. We handle Colorado car accident and injury claims on contingency, meaning you pay nothing upfront and nothing at all unless we recover money for you.
